A look inside where we serve and how lives are transformed

After losing my apartment because I couldn’t keep up with rent, I ended up in a shelter. My credit was ruined, and no landlord wanted to give me a chance. This organization helped me step by step they showed me how to fix my credit, save money, and even connected me with a landlord willing to give me a second chance. Today, I’m back in my own place and rebuilding my life with confidence. Without their help, I’d still be stuck.

— Bob S.

When I arrived in Canada, I was overwhelmed by the system and unsure how to open a bank account or build credit, but an organization guided me step by step, helping me get proper identification, set up my first savings account, and understand how to build good credit, and now, thanks to their support, I'm working, saving money, and dreaming of opening my own small restaurant one day.

— Joseph S.

After leaving the military, I struggled to adjust to civilian life. Without steady work or housing, my credit collapsed and I felt lost.This organization changed everything. I now have stable housing and even qualified for a small loan to start my own handyman business. They gave me a fresh start when I thought no one cared.
 

— Michel R.

When I got out of prison, no one wanted to give me a chance. I couldn’t get a bank account, a credit card, or even a phone contract because of my record and bad credit. They also helped me understand my rights and how to protect my money. Today I have a job, my own apartment, and a fresh start. Without them, I’d still be stuck in the same cycle.

— Andrew T.

After years of struggling with addiction, I lost everything my home, my job, my savings. When I finally got clean, I didn’t know where to start rebuilding my life. This organization gave me the tools I needed to start fresh. Today, I have stable housing and a steady job. I never thought I’d get a second chance but they made it possible.

— Shawn L.